Make a Microloan for 5-yr old Zachary's Health!

This loan has been repaid in full!

First Posted On: September 28, 2009

Name: Zachary

Age: 5 years old

Location: Michigan, USA

Diagnosis: PDD-NOS

Loan Sought: $779

Loan Needed For: Tests from Great Plains (heavy metal $135, organic acid test w/yeast $340, amino acids $219, and glutathione $85).

On 10/8/09 this loan request was reduced from $997 to $827 because the family found a compounding pharmacy where they can get B-12 injections covered by insurance, and because the family received a donation of cod liver oil from Nordic Naturals. On 2/2/10 this loan request was reduced from $827 to $779 because an online friend is paying for Zach's probiotics. These were items that were previously part of the loan request.

Repayment Terms: 12 months ($64.92/month).

Other Notes: Zachary's mom, Jackie, writes: "Zachary is 5 years old. He was diagnosed with PDD-NOS and DBD-NOS at age 3. He is currently GFCFEF [gluten-free, casein-free, egg-free], and is supposed to be on Calcium, CoEnzyme, Probiotics, B12, Glutathione, Multi's, digestive enzymes, and fish oil. We saw incredible changes over the past year of being treated biomedically. As of 3 months ago when he was receiving everything he was supposed to, he was 70% recovered. Unfortunately, he has regressed since coming off the supplements (mostly the B12 and Glutathione).

We need this loan because without it we are unable to get him what he needs. We have other children (all with special needs), and unfortunately many of their medical expenses/doctor appts/testing is not covered by insurance.

Zachary is an incredible boy. He is extremely smart and friendly and is loved by many. He has been through a rough time, as he's been sick since birth. He suffers from many things that go along with Autism (Candida, Acid Reflux, allergies, asthma, eczema, possible Celiac (awaiting scheduled surgery), weakened immune system, etc. and has spent most of his life in doctors offices/hospitals. He is a very sweet boy who just wants to be happy and play, and is an incredible athlete."

Reference Provided By: Jamie J. and Julie S.

Zachary's Community of Lenders:

Grandma Gini: $30 ["In memory of Tori's Grandpa Clay, who was a loyal fan of University of Michigan football."]
Renee: $5 [Re-loaned from Jaden's repaid loan.]
Grandma Gini (again): $53 ["To celebrate the 53rd birthday of my cousin Kent Clay, whose younger son is also named Zachary."]
Jeanne: $5 ["Happy Cinco de Linco!"]
Jennifer W: $10
Charissa: $10 ["In honor of Jeanne's birthday. Happy Cinco de Linco. Best wishes!"]
Grandma Gini (again): $5 ["Happy Cinco de Linco from the Land of Lincoln"]
Petra: $10 ["Cinco de Linco"]
Brandi: $5
The Jamesons: $5 ["Happy Cinco de Linco to Zachary! We believe in you!"]
Jennifer J: $20 ["Because Jackie is a wonderful mom with beautiful children. Zack is a great kid, sweet and funny. I hope you get everything you need."]
Jennifer S: $40
Dhun: $10
Jeanne (again): $5 ["Happy Cinco de Linco!"]
Evan & Lisa: $5 [Cinco de Linco]
Amy: $30 ["Every little bit helps, I hope you can reach your goal!"]
Carson's Family: $5 ["Happy Cinco de Linco"]
Grandma Gini (again): $5 ["Happy 5th Birthday Kaya on Cinco de Linco, December 5, 2009."]
Diane: $50
Grandma Gini (again): $25 ["Merry Christmas Love to Tori & family"]
Grandma Gini (again): $30 ["Celebrates another Dec. family birthday: Grandma Charline Myers is still younger than me on Dec. 30, 2009!"]
Rachel (Noah's mom): $5 ["I wish I could give more, but at least this will put you a little closer :)"]
Grandma Gini (again): $10 ["Celebrates Lanny Lutz's New Year's Day birthday, Jan. l, 2010! He has good memories of growing up in Michigan."]
Karen F: $5 [Cinco de Linco]
Grandma Gini (again): $5 ["lst Cinco de Linco of 20l0 LIVE HEALTHY!"]
Sheryl: $5 ["Happy Cinco de Linco"]
Petra: $10 [Cinco de Linco]
Jeanne: $5 ["Happy Cinco de Linco"]
Sean: $5
Grandma Gini: $18 ["In loving memory of Tori's grandma Marjorie, a true angel, on her birthday Jan. 8, 20l0"]
Lyman & Deana: $30 [Re-loan from Adam's repaid loan + a Christmas gift certificate.]
Tiffany (Sevyn's mom): $7 ["Your story is inspiring! Thank you for sharing. It's so hard when money is all that's keeping our children from recovery. Best wishes to you Zachary!"]
Grandma Gini (again): $30 ["Celebrates Sandi Wilson's birthday, Jan. l3, 2010. Keep enjoying Life, Laughs & Love!"]
Dana C: $5
Melinda: $10
Beth M: $5 [Re-loan from Alano's repaid loan.]
Lynn: $10
Patricia: $5
Sam S: $20
Tiffany (Sevyn's mom, again): $7 ["Happy Birthday, Zachary!"]
Petra (again): $10
Jeanne (again): $10 ["Happy Cinco de Linco!"]
Bonnie (Sabrina's mom): $5 ["Best Wishes! Happy Cinco De Linco"]
Karen F (again): $5 ["Cinco de Linco"]
Joan: $25 ["Happy Cinco de Linco"]
Renee (again): $5 [Cinco de Linco]
Lori: $30
Grandma Gini (again): $14 ["Happy Valentine's Day!"]
Karen F (again): $15
Joan (again): $50 ["Good luck......"]
Kids in the Kitchen, Meadowview Intermediate School, Sparta, WI: $100 ["Our thoughts are with you on your journey to health! We care, Mrs. Johnson's class."]

UPDATES - UPDATES - UPDATES

February 15, 2010: This loan has been funded!

February 18, 2010: Promissory note sent to Jackie for signature.

February 23, 2010: Loan of $829 sent to Jackie via check in the mail.

April 9, 2010: 1st repayment installment of $69.08 received, early (due April 15).

May 24, 2010: 2nd repayment installment of $69.08 received, late (due May 15).

June 3, 2010: 3rd repayment installment of $69.08 received, early (due June 15). Also received an overpayment of $0.92, which will be applied to the final installment due.

July 21, 2010: 4th repayment installment of $69.08 received, late (due July 15). Also received an overpayment of $0.92, which will be applied to the final installment due.

August 13, 2010: 5th repayment installment of $69.08 received, early (due August 15).

October 2, 2010: 6th repayment installment of $69.08 has been marked past-due (due September 15).

October 2, 2010: 7th repayment installment of $69.08 received, early (due October 15).

October 2, 2010: Partial payment on 8th installment received. Amount received was $30.92. Balance due on November 15 is $38.16.

January 1, 2011: 8th repayment installment (remainder of $38.16) due November 15, 2010, has been marked past-due.

January 1, 2011: 9th repayment installment due December 15, 2010, has been marked past-due.

January 1, 2011: 10th repayment installment due January 15, 2011, has been received. The amount was $69.08, and it was received early.

January 1, 2011: Partial payment on the 11th installment was received. The amount received was $30.92. Balance due on February 15, 2011, is $38.16.

January 14, 2011: Remaining amount on 8th installment ($38.16, due November 15, 2010) has been received. This installment has now been marked "late" instead of "past-due."

January 14, 2011: Remaining amount due on 11th installment ($38.16, due February 15, 2011) has been received. This installment is early. An overpayment of $5.44 also was received and has been applied to the final installment due.

February 7, 2011: The 6th repayment installment of $69.08, due September 15, 2010, has been received. It has now been marked "late" instead of "past-due."

February 7, 2011: The 9th repayment installment of $69.08, due December 15, 2010, has been received. It has now been marked "late" instead of "past-due."

February 7, 2011: The remaining amount due on the 12th and final installment ($61.84), due March 15, 2011, has been received, early.

February 7, 2011: This loan has been repaid in full, early!