This loan has been partially repaid and partially forgiven.
First Posted On: December 30, 2008
Name: Kostantinos ("Kosta")
Age: 4 years old
Loan Sought: $500
Loan Needed For: Organic Acid Test ("OAT") and stool testing [using Great Plains Laboratory], as well as first dose of glutathione.
Repayment Terms: 12 months (~ $41.67/month)
Other Notes: Kosta's mom, Danielle, writes: "Kosta is a fun-loving 4 year old boy with autism. He loves to read and loves planets and trains. He was diagnosed with Autism at 3 years old, and we have been doing bio-medical since March of 2008 with great improvement. I know my son is trying to come out of this darkness that he has been in." Kosta's DAN! [Defeat Autism Now!] doctor is Dr. David Berger. Tori's note: Both of the people who provided reference for Danielle and Kosta raved about what a great mom Danielle is. One said she is "the nicest person you'll ever meet," and both were so enthusiastic about being able to help her get this loan to help Kosta.
Reference Provided By: Natalie V. and Gelly D.
Kosta's Community of Lenders [not updated real-time]:
Steven J.: $20
Summit to Sea: $25
Jeanne: $25 [Cinco de Linco Day loan!]
Karen: $20 [Cinco de Linco Day loan!]
Tori: $5 [Cinco de Linco Day loan!]
Cathleen: $50 [Cinco de Linco Day loan!]
G: $5 [Cinco de Linco Day loan!]
Jeanne (again): $10
Heather (Brock's mom): $10
UPDATES - UPDATES - UPDATES
January 24, 2009: Kosta's loan has been fully funded! Woo hoo!
January 25, 2009: Promissory note sent to Kosta's mom, Danielle, for signature.
January 30, 2009: Signed promissory note received from Danielle.
January 30, 2009: Loan for $500 sent to Danielle via PayPal.
January 30, 2009: Note from Danielle: "First of all I would like to thank Tori for setting this up for all of us Parents and for being such a nice and funny person. And for doing this in her spare time, I am truly grateful. And second I would like to thank all of the lenders that helped to fund my son Kostas' loan. To know that complete strangers to us wanted to help us out and Care that much about a family that they never even met really warms my heart. I forever will look at strangers differently. We go for our appt on Wednesday February 3rd so we were funded right in time. I will keep everyone posted. Thank all of you again, and God bless."
February 5, 2009: Update from Danielle: "So we went to the Dr on Tuesday and Kosta did great, he actually sat there for the glutathione injection, like he knew it was going to help him, I really have not seen much difference YET I'm sure that it takes a little while. We also got the OAT and the stool test. Starting tomorrow I am removing apples, pears, etc to take the test (they have to be removed for 3 days for the test to be accurate). We also got some melatonin, I talked to you Tori about this, and that is definitely working!!! Kosta has been passed out since 9:45, it has been years since he has gone to sleep so early I am trying to figure out what parents do at night. lol. I just wanted to thank you and everyone again for caring about our lives I will never forget this... Danielle"
February 6, 2009: Update from Danielle: "Today when I got Kosta off the bus he said to me (it sounded like one big word) "how was you day" . . . I froze for a second and I said, "Great, how was your day?" Kosta responded by saying "special day." I was amazed, he has never asked me a question ever, and it was just so sweet."
March 1, 2009: First loan repayment installment of $41.66 received, 2 weeks early.
April 2, 2009: Second loan repayment installment of $41.66 received, 13 days early.
April 2, 2009: Update from Danielle: "Hello everyone. Kosta is doing great!!!! We have been doing the glutathione now every two weeks with great improvement!! He is going pee pee on the potty too!!! Something I really did not think was ever going to happen. Also his O.A.T [organic acid test] came back with only two things low, and nothing high, (when we started with our DAN last year all of his tests were very high) and his yeast went from a +5 to a +1. We are really getting somewhere. Thank you to everyone. GOD BLESS"
May 11, 2009: Third loan repayment installment of $41.66 received, 4 days early.
June 3, 2009: Fourth loan repayment installment of $41.66 received, 12 days early.
June 29, 2009: Update from Danielle: "Kosta is doing great. We are getting 4 and 5 word sentences and he is doing great on the potty. We are still doing glutathione every two weeks and supplements and of course the gfcfsf [gluten-free, casein-free, soy-free] diet. Everyday I see some thing amazing from him. We still have a long road ahead of us but he is a fighter."
July 11, 2009: 5th loan repayment installment of $41.66 received, 4 days early.
August 14, 2009: 6th loan repayment installment of $41.66 received, 1 day early.
September 4, 2009: 7th loan repayment installment of $41.66 received, 11 days early.
October 16, 2009 8th loan repayment installment of $41.66 received, on-time.
October 16, 2009: 9th loan repayment installment of $41.66 received, one month early. Note: There also was an overpayment of $16.68, which will be applied to the 10th loan repayment, due on December 15, 2009. The amount now due on December 15 is $24.98.
December 16, 2009: Note from Danielle: "I'm sorry my payment is late, since the accident I have just been in hard times. I did not forget and I am going to pay, just it's gonna be a little late. Please let everyone know that I am sorry, and I am good for it. Thanks and Happy holidays. Danielle"
December 17, 2009: The 10th loan repayment of $24.98 (due Dec. 15) has been marked "past-due."
February 28, 2010: The 11th loan repayment of $41.67 (due Jan. 15) has been marked "past due."
February 28, 2010: The 12th and final loan repayment of $41.63 (due Feb. 15) has been marked "past due."
August 5, 2010: One of Kosta's lenders has made an anonymous gift of $50 to this family, to help them repay their loan. The 10th loan repayment (due Dec. 15) has now been marked "late" instead of "past-due." The remaining amount due on the 11th repayment is now $16.65.
September 24, 2010: A letter has been sent to Kosta's mom, Danielle, regarding the remaining balance due on this loan. The letter asks if she would like to reschedule her remaining repayments, or if she intends to default.
December 7, 2010: The remainder of this loan has been forgiven. A total of $441.60 was repaid, and $58.40 was forgiven. Lenders were repaid based on the percentage of the original loan amount that they funded.